Sometimes after filing people realize they do not wish to proceed with Chapter 7 bankruptcy and would like their case dismissed. You may wondering why would anyone want their Chapter 7 bankruptcy dismissed? There are a variety of reasons as to why debtors want their case dismissed, often times due to a change in circumstances that no longer make […]
I often consult with clients who have attempted debt settlement prior to our meeting. I’m sure debt settlement has helped many people resolve their debt issues, I only see cases where debt settlement was unsuccessful. Most of the time these clients are in a worse position then they were prior to attempting debt settlement and […]
This time of year I often advise clients to wait to file Chapter 7 bankruptcy until you file your taxes, receive your tax refund, and spend it on necessary and reasonable expenses. Depending upon when you file, the bankruptcy trustee is going to take some or all of your tax refund to pay your creditors. With that […]
Clients often wish to file bankruptcy alone while married to protect the other spouses credit. Although it is possible for one spouse to file bankruptcy without the other in the state of Arizona, there may be consequences for doing so that need to be considered. Arizona is a community property state which means that most […]