Often clients contemplating filing Chapter 7 or Chapter 13 bankruptcy ask “Can I continue to use my credit cards prior to filing bankruptcy?” My answer is always to stop using your credit cards if you are going to be filing bankruptcy in the foreseeable future. If you have already made purchases on credit and need to file bankruptcy immediately […]
I receive a number of calls from potential clients who are about to lose their home, are having their wages garnished, or are facing some other imminent collection activity. Almost always the first question is, “how long does it take to file bankruptcy?” Filing emergency bankruptcy in either Chapter 7 or Chapter 13 can take only a […]